Bringing people and property together

Meet Murray

Murray Dahm is the principal of Home Mortgage Services. He has a Diploma in Business Studies, Certificate of Management along with being an Associate of the Australasian Institute of Banking and Finance (AAIBF).

He is also a Registered Financial Advisor.

Murray has had a successful 30 year career in banking and finance, with the last 27 years as an established and qualified home loan lender. He specialises in meeting with and exceeding customers’ expectations by utilising his experience to give guidance and help to customers with their personal financial matters.

Murray is currently a trustee of Life Education Trust, and also a past Rotarian. Any remaining time is spent with his family.

Meet Nicky

Nicky West is a Registered Mortgage Adviser with a successful 30 year career in the banking and finance industry.
She specialises in home lending and assisting clients find great lending solutions to personal finance matters. Exceeding customers expectations while delivering exceptional personalised service is Nicky’s strength.
Nicky loves a round of golf, travelling, spending time with friends and family and great coffee.

Who do we help?

We help people who are seeking finance to purchase residential property, either for themselves to live in or as an investment property.
We help people find finance to purchase houses, flats, apartments, sections and life-style blocks.

What do we offer?

We come to you, and offer a confidential and free service, sourcing loan finance to purchase property.
We can supply information on all aspects of the lending process, including loan structure, current interest rates, fees, insurances and we are able to recommend other support services, such as solicitors and registered valuers.

What do we do?

We help you obtain the best lending solution for your situation. We listen to your ideas and plans and work with them to piece together loan applications to a wide selection of lending providers to bring about the best lending solution for you.

How do we do it?

We apply for the agreed amount of finance in accordance with your authority, to the ‘chosen’ lender or lenders.
We complete and support your application with your relevant financial information. This is securely held by us under The Privacy Act 1993, and disclosed to lending companies during the loan approval process.

What kind of finance do we help with?

We help with either ‘pre-approved’ finance – to allow you the freedom to look within your price range for a suitable property; or ‘formal’ finance – when you have a signed Sale and Purchase Agreement and have agreed on price.

Our service to you is free!

The wide range of lenders we use are confident in our ability to put ‘loan’ proposals together for them to approve. When a loan has been drawn down with them, they pay a commission to us. That means we can provide you a ‘free’ service.
Depending on the various aspects of the loan, on many occasions we are also able to negotiate further monetary contributions towards legal costs, for your benefit.